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KBLI Navigator/Section K/64940
KBLI 64940

Securitization Services

Aktivitas Sekuritisasi

🏦 Section K — Financial & Insurance Activities

In Bali: a PT PMA cannot register this code

National procedure — does not apply to a PT PMA in Bali

In Bali this activity is blocked for a PT PMA under the 13 May 2026 moratorium. The national procedure below applies only to non-PMA operators.

✅Open· 100% nat'l · blocked in BaliRenumbered🏝️🚫Closed in Bali (2026 moratorium)· needs review· low conf.❓Not classifiable — divergence documented

Securitisation Is Open Nationally, but Not for Bali PMA Registration

Securitisation is nationally open to 100% foreign ownership, but Bali’s permanent PMA moratorium stops registration at a Bali address.

By the numbers
National foreign-ownership ceiling
100%
Open business scales
Mikro, Kecil, Menengah, Besar
National PMA source
Perpres 10/2021, 49/2021
Bali status
Closed (Bali moratorium)
National openness and a 100% foreign-ownership ceiling do not create a PMA registration route for this activity at a Bali address.
What Changed

KBLI 2020→2025 mapping: code renumbered.

What You Need

This code covers securitization activities — issuing debt instruments whose payments are backed by specific assets or future income streams, including mortgage-credit securitization by secondary housing-finance companies. The licensing rows shown here earlier were tied to a crosswalk source our review found to be a wrong, unrelated 2020 code (a courier-activities code), so they have been removed from this page; the correct licensing for this code is not yet reliably defined in our verified sources. Before registering or investing, confirm the current requirements with the Bali Zero team. **Risk tier under review.** The licensing rows this code's risk tier was read from have since been set aside as unverifiable for KBLI 2025, so we cannot currently re-derive it. Where this page states a risk tier or a scale-based requirement, treat it as provisional pending re-derivation, and verify the current classification at oss.go.id before acting on it.

Who This Is For

Foreign financial institutions or asset managers looking to structure and issue asset-backed securities or securitize loan portfolios.

2020 → 2025
Previous codes (KBLI 2020): 53201— PP28 uses KBLI 2020 code 53201 (Aktivitas Kurir...). Match: 76%

Regulatory Divergence

The licensing previously shown for 64940 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.

Correction note — verbatim, with source locators

KBLI 2025 code 64940 'Aktivitas Sekuritisasi' (securitization activities — issuing debt instruments whose coupon and principal payments are backed by specific assets or future income streams not originating from the issuing unit; the code's own uraian explicitly names 'aktivitas sekuritisasi kredit rumah (KPR) oleh perusahaan pembiayaan sekunder perumahan' — securitization of home-mortgage credit BY secondary housing-finance companies — as an in-scope activity, verified this session) carries canonical status_mapping='CODICE_RINUMERATO', kbli_2020_source='53201', pp28_sources=['53201'], mapping_note "PP28 usa codice KBLI 2020 53201 (Aktivitas Kurir...). Match: 76%" — the cited 2020 source, 53201 'Aktivitas Kurir' (COURIER activities), is a wholly unrelated business line, cited at only 76% match confidence. The Lot 3 conductor gate (§2, the flagship wrong-parent case) verified BY EYE the BPS Vol.2 Lampiran 10 reverse table (printed p.399, render lampiran10_p413-413.png): a single row reads '64940-2025 "Aktivitas Sekuritisasi" <- 64992-2020 "Perusahaan Pembiayaan Sekunder Perumahan"' (secondary housing-finance company) — the TRUE single parent, directly corroborated by this code's own uraian text naming that exact activity ('perusahaan pembiayaan sekunder perumahan') as in-scope, independent of the image read. The cited kbli_2020_source=53201 (courier) is FALSE, the same wrong-parent defect class documented for KBLI code 10433 in an earlier lot. This cure does NOT rewrite kbli_2020_source or pp28_sources to 64992: the compiler (scripts/kbli_filiera/cure_canonical_collisions.py) has no kbli_2020_source-correction field, and per the standing Lot 1/2 invariant ('this compiler never authors new source values'), this cure does not add one — the true parent 64992-2020 is recorded HERE as provenance only. status_mapping is NOT corrected either: CODICE_RINUMERATO remains the correct relationship TYPE (a genuine 1:1 renumbering) even once the source number is understood to be wrong — the defect is the cited NUMBER, not the relationship SHAPE, and there is no field to fix the number without inventing one. A D2 re-hunt under the true parent 64992 is scheduled (report §6 item 4) but its outcome feeds a possible FUTURE restore, never an in-gate fill for this cure. per_skala detached; the licensing regime for securitization activities is not retrievable from the pinned sources as hunted. Lot 3 conductor gate (second signing), run wf_c00a9ec4-c61, 2026-07-19.

The detached licensing rows (source unverified for this activity)1 row

These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.

Mikro, Kecil, Menengah, BesarLow RiskNIBAuthority: Menteri/ Kepala Badan
BPS Peraturan 7/2025 (KBLI 2025 classification)PP 28/2025 (risk-based licensing annexes)OSS RBA ruang-lingkup — no KBLI-2025 scope retrievable via the OSS API (404)

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
Detached — source could not be verifiedDeclared gap—

The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.

Foreign ownership (PMA)
Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status
Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence LOW.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a securitization services business in Indonesia?
Nationally yes — but NOT in Bali. KBLI 64940 (Aktivitas Sekuritisasi) is TERBUKA (100% foreign ownership) at the national level, but in Bali it is blocked for a PT PMA under the 13 May 2026 moratorium. [derivation under review] Nationally TERBUKA but the Besar scale is 'Rendah' -> blocked by the Bali PMA moratorium (Gov. letter B.27.000/642, 13 May 2026: all Rendah/Menengah Rendah blocked for a Bali address). [NB-3 28 June 2026] — NOTE: the licensing rows this verdict's risk tier was read from have since been set aside as unverifiable for KBLI 2025, so the verdict cannot currently be re-derived; verdict pending re-derivation from the true risk tier (GARUDA-FILIERA). Outside Bali it is open to a PT PMA with no local partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)
What license is required for KBLI 64940?
We cannot yet show a verified licensing basis for KBLI 64940: the licensing previously associated with this code was removed because its source could not be verified as applying to this activity. See the Regulatory Divergence section on this page for the documented sources, and verify the current OSS treatment before relying on any licensing assumption.
What is KBLI 64940?
KBLI 64940 is the Indonesian business classification code for "Aktivitas Sekuritisasi" (Securitization Services). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64940 change from KBLI 2020 to 2025?
KBLI 64940 was mapped from previous code 53201 (KBLI 2020). PP28 uses KBLI 2020 code 53201 (Aktivitas Kurir...). Match: 76% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

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