Sharia Fintech P2P Lending

Yes. KBLI 66162 (Jasa Intermediasi Pinjam Meminjam Uang Berbasis Teknologi Informasi Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)

KBLI 66162 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

KBLI 66162 is the Indonesian business classification code for "Jasa Intermediasi Pinjam Meminjam Uang Berbasis Teknologi Informasi Syariah" (Sharia Fintech P2P Lending). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

KBLI 66162 was mapped from previous code 64952 (KBLI 2020). Agent mapping: 64952 (Fintech P2P Lending Syariah...) [high] The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.