Sharia Cooperative Lending
Aktivitas Pemberian Kredit oleh Koperasi Syariah
🏦 Section K — Financial & Insurance Activities
In Bali: open to a PT PMA
Sharia Cooperative Lending: Open Nationally, Clear in Bali at Large Scale
KBLI 64192 covers member-funded, member-focused sharia lending through cooperative structures, with full national foreign ownership and no Bali moratorium block at large scale.
This activity is nationally open to 100% foreign ownership, and Bali does not block its PMA registration on the stated moratorium basis at Besar scale.
KBLI 2020→2025 mapping: matched with aggregation.
What You Need
Who This Is For
A foreign entrepreneur who wants to establish a member-based, sharia-compliant microfinance institution that pools savings and extends credit to its community.
Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.
locator: OSS_RBA_resiko_2025
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence MEDIUM.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a sharia cooperative lending business in Indonesia?
What license is required for KBLI 64192?
What is KBLI 64192?
How did KBLI 64192 change from KBLI 2020 to 2025?
Related Codes
Conventional Non-Bank Microfinance
Pembiayaan Mikro Konvensional Nonperbankan
Conventional Cooperative Lending
Aktivitas Pemberian Kredit oleh Koperasi Konvensional
Sharia Non-Bank Microfinance
Pembiayaan Mikro Syariah Nonperbankan
Other Sharia Banking
Perbankan Syariah Lainnya
Other Monetary Intermediation
Perantara Moneter Lainnya Ytdl
Other Conventional Banking
Perbankan Konvensional Lainnya
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