Conventional Non-Bank Microfinance
Pembiayaan Mikro Konvensional Nonperbankan
🏦 Section K — Financial & Insurance Activities
In Bali: open to a PT PMA
Microfinance With a Community Mandate
Conventional non-bank microfinance supports small enterprise and community empowerment—open nationally to 100% foreign ownership and not blocked for PMA registration in Bali.
A 100% national foreign-ownership ceiling is meaningful here because Bali’s moratorium does not block the activity.
KBLI 2020→2025 mapping: matched with aggregation.
What You Need
Who This Is For
Foreign entrepreneurs with a background in microfinance or impact lending who want to serve grassroots micro-entrepreneurs through a conventional model.
Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.
locator: OSS_RBA_resiko_2025
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence MEDIUM.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a conventional non-bank microfinance business in Indonesia?
What license is required for KBLI 64193?
What is KBLI 64193?
How did KBLI 64193 change from KBLI 2020 to 2025?
Related Codes
Sharia Non-Bank Microfinance
Pembiayaan Mikro Syariah Nonperbankan
Sharia Cooperative Lending
Aktivitas Pemberian Kredit oleh Koperasi Syariah
Other Monetary Intermediation
Perantara Moneter Lainnya Ytdl
Conventional Cooperative Lending
Aktivitas Pemberian Kredit oleh Koperasi Konvensional
Other Sharia Banking
Perbankan Syariah Lainnya
Other Conventional Banking
Perbankan Konvensional Lainnya
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