Sharia Bullion Banking
Aktivitas Perbankan Bulion Syariah
🏦 Section K — Financial & Insurance Activities
In Bali: a PT PMA cannot register this code
National procedure — does not apply to a PT PMA in Bali
In Bali this activity is blocked for a PT PMA under the 13 May 2026 moratorium. The national procedure below applies only to non-PMA operators.
Sharia Bullion Banking: Nationally Open, Closed to PMA in Bali
This sharia-based bullion banking activity permits full foreign ownership nationally, yet PMA registration at a Bali address is blocked by the province-wide moratorium.
For a Bali address, the moratorium—not national openness—decides the result.
KBLI 2020→2025 mapping: code renumbered.
What You Need
Who This Is For
Foreign Islamic financial institutions or Sharia-compliant bullion dealers looking to offer precious metal deposit and lending services—but not in Bali under the current freeze.
Regulatory Divergence
The licensing previously shown for 64997 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.
Correction note — verbatim, with source locators
KBLI 2025 code 64997 'Aktivitas Perbankan Bulion Syariah' (sharia bullion banking — principally receiving deposits of precious metals such as gold or silver, in bar or currency form, and extending loans of those precious metals, conducted under sharia principles; the code's own uraian explicitly excludes conventional bullion banking (64996), own-account bullion trading (64994), bullion brokerage-for-others (66129), and bullion custody/storage (66132)) carries canonical status_mapping='CODICE_RINUMERATO', kbli_2020_source='64922', pp28_sources=['64922'], mapping_note "PP28 usa codice KBLI 2020 64922 (Pergadaian Syariah...). Match: 81%" — the sharia-side mirror of 64996's defect: a below-100% renumbering-match confidence to a code whose OWN truncated title, 'Pergadaian Syariah...' (SHARIA PAWNBROKING — collateral-lending against pledged goods under sharia principles), has no conceptual overlap with sharia BULLION BANKING (deposit-taking and lending of precious metals). No independently-verified replacement parent was established for this code in the conductor's report — per rule #9, this cure does NOT correct status_mapping or kbli_2020_source for 64997; it remains a detach-only cure with an honest data_note, same treatment as 64996 above and Lot 3's un-replaced metadata-false codes. The served per_skala payload for this code is likewise a minimal, generic quarterly-LKPM-via-OSS reporting obligation with no further code-specific content to independently corroborate or contradict. per_skala detached; the licensing regime for sharia bullion banking is not retrievable from the pinned sources as hunted. Lot 4 conductor gate (second signing), run wf_66ea406e-b0d, 2026-07-19.
The detached licensing rows (source unverified for this activity)1 row
These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence LOW.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a sharia bullion banking business in Indonesia?
What license is required for KBLI 64997?
What is KBLI 64997?
How did KBLI 64997 change from KBLI 2020 to 2025?
Related Codes
Other Financial Services (Non-Insurance, Non-Pension)
Aktivitas Jasa Keuangan Lainnya Ytdl, Bukan Asuransi dan Dana Pensiun
Conventional Bullion Banking
Aktivitas Perbankan Bulion Konvensional
Proprietary Carbon Unit Trading
Perdagangan Unit Karbon atas Nama Sendiri
Proprietary Financial Market Trading
Perdagangan di Pasar Keuangan atas Nama Sendiri
Clearing & Settlement Counterparty Services
Aktivitas Counterparty untuk Kliring dan Setelmen Transaksi
Sharia Venture Capital
Aktivitas Modal Ventura Syariah
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