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KBLI Navigator/Section K/64999
KBLI 64999

Other Financial Services (Non-Insurance, Non-Pension)

Aktivitas Jasa Keuangan Lainnya Ytdl, Bukan Asuransi dan Dana Pensiun

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect Match🏝️✅Registrable in Bali· medium conf.✓OSS-verified · KBLI 2025

A Clear Bali Route for Specialist Financial Services

Specialist financial services—from hedging to own-name digital assets—are nationally open to PMA, and the stated Large-scale risk position leaves the activity outside Bali’s moratorium.

By the numbers
National PMA status
TERBUKA
Foreign-ownership ceiling
100%
Bali status
Registrable in Bali
PMA source
Perpres 10/2021, 49/2021
A foreign-owned company can therefore register this activity in Bali today, while the national 100% ceiling remains the foreign-ownership limit stated in the record.
What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

National rules allow full foreign ownership, but Bali categorises this as medium‑high to high risk. It is not blocked by the local moratorium, yet each address application is scrutinised; expect to need a proper commercial address and likely additional OJK licensing.

Who This Is For

Foreign fintech founders, crypto-asset issuers, or structured-finance specialists who want to base a specialised financial-services company physically in Bali.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
Processing3 working days
2020 → 2025
Previous codes (KBLI 2020): 64999
BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 64500, 64999

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
OSS RBA risk scope (ruang lingkup)VerifiedKBLI 2025

Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.

locator: OSS_RBA_resiko_2025

Foreign ownership (PMA)
Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status
Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence MEDIUM.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a other financial services (non-insurance, non-pension) business in Indonesia?
Yes. KBLI 64999 (Aktivitas Jasa Keuangan Lainnya Ytdl, Bukan Asuransi dan Dana Pensiun) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)
What license is required for KBLI 64999?
KBLI 64999 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.
What is KBLI 64999?
KBLI 64999 is the Indonesian business classification code for "Aktivitas Jasa Keuangan Lainnya Ytdl, Bukan Asuransi dan Dana Pensiun" (Other Financial Services (Non-Insurance, Non-Pension)). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64999 change from KBLI 2020 to 2025?
KBLI 64999 was mapped from previous code 64999 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64997Section K

Sharia Bullion Banking

Aktivitas Perbankan Bulion Syariah

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali
64996Section K

Conventional Bullion Banking

Aktivitas Perbankan Bulion Konvensional

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali
64995Section K★

Proprietary Carbon Unit Trading

Perdagangan Unit Karbon atas Nama Sendiri

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🏝️✅Registrable in Bali✅Open· 100% Foreign
64994Section K

Proprietary Financial Market Trading

Perdagangan di Pasar Keuangan atas Nama Sendiri

→
🏝️✅Registrable in Bali✅Open· 100% ForeignMedium-High Risk
64993Section K

Clearing & Settlement Counterparty Services

Aktivitas Counterparty untuk Kliring dan Setelmen Transaksi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64992Section K★

Sharia Venture Capital

Aktivitas Modal Ventura Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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