Sharia Life Insurance
Asuransi Jiwa Syariah
🏦 Section K — Financial & Insurance Activities
In Bali: open to a PT PMA
Sharia Life Insurance: Open Nationally, Not Blocked in Bali
A sharia-based life-insurance activity open from Mikro to Besar scale, with a national foreign-ownership ceiling of 100% and no block under Bali’s stated moratorium.
Bali does not reverse the national opening: this activity is not blocked by the stated provincial moratorium.
KBLI 2020→2025 mapping: bps only.
What You Need
Who This Is For
Foreign entrepreneurs with deep expertise in Islamic finance who want to launch a Sharia life insurance company targeting Indonesia’s large Muslim market.
Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.
locator: OSS_RBA_resiko_2025
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence MEDIUM.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a sharia life insurance business in Indonesia?
What license is required for KBLI 65112?
What is KBLI 65112?
Related Codes
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Aktivitas Penjaminan Simpanan dan Asuransi
Conventional Guarantee Services
Penjaminan Konvensional
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Bali Zero handles PT PMA setup, KBLI registration, NIB, and all licensing for KBLI 65112.
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