Sharia General Insurance
Asuransi Umum Syariah
🏦 Section K — Financial & Insurance Activities
In Bali: open to a PT PMA
Sharia General Insurance: Open Nationally, Unblocked in Bali
A Sharia-based general-insurance activity that is nationally open to full foreign ownership and not blocked by Bali's province-wide PMA moratorium.
In plain terms, the record allows full foreign ownership at the national level.
KBLI 2020→2025 mapping: bps only.
What You Need
Who This Is For
Foreign entrepreneurs or insurance companies already operating Sharia-compliant general insurance who want to serve the Indonesian market, especially those targeting the halal-conscious community or institutional clients in tourism and business hubs like Bali.
Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.
locator: OSS_RBA_resiko_2025
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence MEDIUM.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a sharia general insurance business in Indonesia?
What license is required for KBLI 65122?
What is KBLI 65122?
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Ready to register this business?
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