KBLI 66125★ Gold-Tier Intel

Money Changer

Aktivitas Penukaran Valuta Asing (money Changer)

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumberedRegistrable in Bali· medium conf.OSS-verified · KBLI 2025

Money Changing: Nationally Open, and Not Barred in Bali

This activity covers foreign-banknote exchange and travellers’ cheque purchases; it is nationally open to full foreign ownership and is not barred from PMA registration in Bali.

Bali does not block this activity for PMA: at the Besar scale, its medium-high/high OSS risk places it outside the moratorium.

Licensing & Requirements

What You Need

Risk LevelHigh (Tinggi)

License TypeNIB + Izin

ProcessingSesuai ketentuan OJK/BI

Foreign Ownership100% Open

AuthorityBKPM / OSS

PP28/2025 Licensing Data4 scales

Business scale:

MikroHigh RiskNIB + Izin⏱ Sesuai ketentuan OJK/BI

Requirements (Indonesian)2

1Lembaga OSS hanya menerbitkan NIB. Permohonan Perizinan Berusaha diajukan oleh Pelaku Usaha ke, diterbitkan oleh, serta dengan memenuhi persyaratan yang ditetapkan oleh, Bank Indonesia (BI) sesuai ketentuan perundangan.

2Lembaga OSS hanya menerbitkan NIB. Permohonan Perizinan Berusaha diajukan oleh Pelaku Usaha ke, diterbitkan oleh, serta dengan memenuhi persyaratan yang ditetapkan oleh, Bank Indonesia (BI) sesuai ketentuan perundangan.

Post-License Obligations2

Memenuhi kewajiban yang ditetapkan oleh Bank Indonesia (BI) sesuai ketentuan perundangan.

Company incorporation— PT PMDN / CV / Perorangan (local, WNI) — notary deed, AHU registration

NIB via OSS— register on oss.go.id, select this code, issued automatically (1–3 days)

NIB + Standard Certificate (Micro / Small / Medium / Large, Medium-Low risk)— Authority: Menteri/ Kepala Badan — automatic

Must be a legal entity (PT/CV) — incorporate before applying— post-license obligation

Memiliki struktur organisasi, uraian tugas, kewenangan dan tanggung jawab— post-license obligation

Submit periodic activity reports— post-license obligation

Authority

PMA

2020 → 2025

Renumbered from KBLI 2020. Your OSS registration may need updating to the new code. Previous code(s): 66160.

Bali Intelligence

Complementary Codes

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition

BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing

OSS RBA risk scope (ruang lingkup)VerifiedKBLI 2025

Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.

locator: OSS_RBA_resiko_2025

Foreign ownership (PMA)

Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status

Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence MEDIUM.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions

Can foreigners operate a money changer business in Indonesia?

Yes. KBLI 66125 (Aktivitas Penukaran Valuta Asing (money Changer)) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)

What license is required for KBLI 66125?

KBLI 66125 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 66125?

KBLI 66125 is the Indonesian business classification code for "Aktivitas Penukaran Valuta Asing (money Changer)" (Money Changer). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 66125 change from KBLI 2020 to 2025?

KBLI 66125 was mapped from previous code 66160 (KBLI 2020). PP28 uses KBLI 2020 code 66160 (Kegiatan Penukaran Valuta Asin...). Match: 99% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66126Section K

Securities Crowdfunding Platform

Penawaran Efek melalui Layanan Urun Dana Berbasis Teknologi Informasi (securities Crowdfunding)

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66124Section K

Money & Forex Market Brokerage

Kepialangan Pasar Uang dan Pasar Valuta Asing

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali

66127Section K

Carbon Unit Brokerage

Kepialangan Unit Karbon

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66123Section K

Digital Financial Asset Brokerage

Kepialangan Aset Keuangan Digital

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali

66129Section K

Other Securities & Commodity Brokerage

Kepialangan Efek dan Kontrak Komoditas Lainnya

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali

66122Section K

Commodity Futures Brokerage

Kepialangan Perdagangan Komoditas Berjangka

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

🏢

Ready to register this business?

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PT PMA Setup

IDR 20.000.000

Company registration, KBLI, NIB, domicile

Virtual Office

IDR 5.000.000

Legal address for your PT PMA in Bali

5,000+ companies registered since 2020

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What You Need

Risk LevelHigh (Tinggi)

License TypeNIB + Izin

ProcessingSesuai ketentuan OJK/BI

Foreign Ownership100% Open

AuthorityBKPM / OSS

PP28/2025 Licensing Data4 scales

Business scale:

MikroHigh RiskNIB + Izin⏱ Sesuai ketentuan OJK/BI

Requirements (Indonesian)2

Post-License Obligations2

Memenuhi kewajiban yang ditetapkan oleh Bank Indonesia (BI) sesuai ketentuan perundangan.

Company incorporation— PT PMDN / CV / Perorangan (local, WNI) — notary deed, AHU registration

NIB via OSS— register on oss.go.id, select this code, issued automatically (1–3 days)

NIB + Standard Certificate (Micro / Small / Medium / Large, Medium-Low risk)— Authority: Menteri/ Kepala Badan — automatic

Must be a legal entity (PT/CV) — incorporate before applying— post-license obligation

Memiliki struktur organisasi, uraian tugas, kewenangan dan tanggung jawab— post-license obligation

Submit periodic activity reports— post-license obligation

Authority

PMA

2020 → 2025

Renumbered from KBLI 2020. Your OSS registration may need updating to the new code. Previous code(s): 66160.