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KBLI Navigator/Section K/66123
KBLI 66123

Digital Financial Asset Brokerage

Kepialangan Aset Keuangan Digital

🏦 Section K — Financial & Insurance Activities

In Bali: a PT PMA cannot register this code

National procedure — does not apply to a PT PMA in Bali

In Bali this activity is blocked for a PT PMA under the 13 May 2026 moratorium. The national procedure below applies only to non-PMA operators.

✅Open· 100% nat'l · blocked in BaliDirect Match🏝️🚫Closed in Bali (2026 moratorium)· needs review· low conf.❓Not classifiable — divergence documented

Digital Financial Asset Brokerage: Open Nationally, Closed to Bali PMA

Digital financial asset brokerage permits full foreign ownership nationally, but PMA registration at a Bali address is blocked by the province’s permanent moratorium.

By the numbers
Foreign-ownership ceiling
100%
Scales open to
Mikro, Kecil, Menengah, Besar
National PMA basis
Perpres 10/2021, 49/2021
Bali PMA status
Closed (Bali moratorium)
National openness does not make a Bali address available for PMA registration.
What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

This code covers digital financial-asset brokerage — facilitating and executing trades in digitally-represented financial assets, such as crypto, on behalf of another party or client. The licensing rows shown here earlier were in fact an unrelated cooperative-sector rating-agency licensing regime, so the entire block has been removed from this page; the correct licensing for this code is not yet reliably defined in our verified sources. Before registering or investing, confirm the current requirements with the Bali Zero team. **Risk tier under review.** The licensing rows this code's risk tier was read from have since been set aside as unverifiable for KBLI 2025, so we cannot currently re-derive it. Where this page states a risk tier or a scale-based requirement, treat it as provisional pending re-derivation, and verify the current classification at oss.go.id before acting on it.

Who This Is For

This fits a foreign entrepreneur or company that wants to operate a white-label crypto broker or OTC desk, managing crypto trades on behalf of clients and collecting fees.

2020 → 2025
Previous codes (KBLI 2020): 66123

Regulatory Divergence

The licensing previously shown for 66123 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.

Correction note — verbatim, with source locators

KBLI 2025 code 66123 'Kepialangan Aset Keuangan Digital' (digital financial-asset brokerage — facilitating trade in digitally-represented financial assets such as crypto, i.e. transacting on a digital financial-asset exchange on behalf of another party or client) carries a served per_skala row verified this session, by direct read of the canonical payload, to be the SAME cooperative-rating licensing regime documented for 66116 above (byte-identical kewajiban block: 'Menyampaikan laporan kegiatan kepada kementerian koperasi dan ukm', 'aktivitas pemeringkatan koperasi', rating-personnel certification requirements) — topically unconnected to digital financial-asset brokerage. canonical status_mapping='MATCH_LANGSUNG', pp28_sources=['66123'] — crosswalk metadata NOT disputed by this cure; the defect is confined to the served payload. Per the detach-all rule (same convention as Lot 1/2/3), the entire per_skala array is detached. per_skala detached; the licensing regime for digital financial-asset brokerage is not retrievable from the pinned sources as hunted. Lot 4 conductor gate (second signing), run wf_66ea406e-b0d, 2026-07-19.

The detached licensing rows (source unverified for this activity)1 row

These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.

Mikro, Kecil, Menengah, BesarMedium-Low RiskNIB dan Sertifikat StandarAuthority: Menteri/ Kepala Badan
BPS Peraturan 7/2025 (KBLI 2025 classification)PP 28/2025 (risk-based licensing annexes)OSS RBA ruang-lingkup — no KBLI-2025 scope retrievable via the OSS API (404)

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
Detached — source could not be verifiedDeclared gap—

The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.

Foreign ownership (PMA)
Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status
Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence LOW.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a digital financial asset brokerage business in Indonesia?
Nationally yes — but NOT in Bali. KBLI 66123 (Kepialangan Aset Keuangan Digital) is TERBUKA (100% foreign ownership) at the national level, but in Bali it is blocked for a PT PMA under the 13 May 2026 moratorium. [derivation under review] Nationally TERBUKA but the Besar scale is 'Menengah Rendah' -> blocked by the Bali PMA moratorium (Gov. letter B.27.000/642, 13 May 2026: all Rendah/Menengah Rendah blocked for a Bali address). [NB-3 28 June 2026] — NOTE: the licensing rows this verdict's risk tier was read from have since been set aside as unverifiable for KBLI 2025, so the verdict cannot currently be re-derived; verdict pending re-derivation from the true risk tier (GARUDA-FILIERA). Outside Bali it is open to a PT PMA with no local partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)
What license is required for KBLI 66123?
We cannot yet show a verified licensing basis for KBLI 66123: the licensing previously associated with this code was removed because its source could not be verified as applying to this activity. See the Regulatory Divergence section on this page for the documented sources, and verify the current OSS treatment before relying on any licensing assumption.
What is KBLI 66123?
KBLI 66123 is the Indonesian business classification code for "Kepialangan Aset Keuangan Digital" (Digital Financial Asset Brokerage). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 66123 change from KBLI 2020 to 2025?
KBLI 66123 was mapped from previous code 66123 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66124Section K

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Kepialangan Efek Selain Unit Karbon

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66126Section K

Securities Crowdfunding Platform

Penawaran Efek melalui Layanan Urun Dana Berbasis Teknologi Informasi (securities Crowdfunding)

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Other Financial & Commodity Market Administration

Administrasi Pasar Keuangan, Pasar Berjangka Komoditas, dan Pasar Sejenisnya Ytdl

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