Debt Collection Agency
Aktivitas Agen Penagihan
📋 Section N — Administrative & Support Services
In Bali: open to a PT PMA
Collection Agency Activity: A Clear Path for Foreign Investors in Bali
This activity covers collecting claim payments and remitting them to clients, with full foreign ownership permitted nationally and PT PMA registration available in Bali.
The activity is recorded as open in Bali with high risk, and a PT PMA can register it there.
Direct 1:1 match from KBLI 2020 — code and scope unchanged.
What You Need
Who This Is For
Foreign entrepreneurs who want to build a licensed, professional debt recovery agency serving local or international clients.
Regulatory Divergence
The licensing previously shown for 82911 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.
Correction note — verbatim, with source locators
KBLI 2025 code 82911 'Aktivitas Agen Penagihan' (debt-collection agency activity) carries canonical status_mapping='MATCH_LANGSUNG', kbli_2020_source=None, pp28_sources=['82911'] (self-referencing) — this crosswalk citation is NOT disputed by this cure. This code is one of the lot's both-seats-flagged-but-divergent group (gate §3 Adjudications item 1), final category payload_cross_contamination. Verified this session by direct read of the served per_skala payload: THREE rows are served, and all three carry FOOD-INDUSTRY/manufacturing licensing content — "Izin Edar Pangan Olahan" (processed-food circulation permit), "Sertifikat Pemenuhan Komitmen Pangan Olahan", "Izin Penerapan Cara Produksi Pangan Olahan yang Baik (CPPOB)", "Izin Penerapan Program Manajemen Risiko (PMR)", and obligations to "menjamin keamanan dan keselamatan alat, proses, hasil produksi, penyimpanan, serta pengangkutan" — all wholly unconnected to debt-collection agency activity, a pure financial/administrative service with no food-production or industrial-safety obligations plausible. Per the detach-all rule, the entire per_skala array (all three rows) is detached; crosswalk metadata is left UNCHANGED (nothing to correct — the citation itself is not disputed). per_skala detached; the licensing regime for debt-collection agency activity is not retrievable/verifiable from the pinned sources as hunted. Lot 6 conductor gate (SIGNED, SECOND SIGNING, post adversarial pass), run wf_dfae986f-5d3, 2026-07-19.
The detached licensing rows (source unverified for this activity)3 rows
These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence LOW.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a debt collection agency business in Indonesia?
What license is required for KBLI 82911?
What is KBLI 82911?
How did KBLI 82911 change from KBLI 2020 to 2025?
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