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KBLI Navigator/Section K/66144
KBLI 66144

Rupiah Cash Processing Services

Aktivitas Jasa Pengolahan Uang Rupiah

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect Match🏝️✅Registrable in Bali· medium conf.✓OSS-verified · KBLI 2025

The Business of Keeping Rupiah Moving

A look at the businesses that keep rupiah circulating and cash machines supplied—and why a nationally open PMA activity is not blocked by Bali’s risk-based moratorium.

By the numbers
Foreign ownership ceiling
100%
Open scales
Mikro, Kecil, Menengah, Besar
PMA source
Perpres 10/2021, 49/2021
Bali status
Registrable in Bali
National openness does not erase the way Bali’s PMA moratorium is applied.
What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this activity is open to 100% foreign ownership (PMA). In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign cash logistics operators, ATM managed-service providers, and currency processing specialists targeting Indonesia's banking and financial sector.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 66144
BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 66420

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
OSS RBA risk scope (ruang lingkup)VerifiedKBLI 2025

Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.

locator: OSS_RBA_resiko_2025

Foreign ownership (PMA)
Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status
Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence MEDIUM.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a rupiah cash processing services business in Indonesia?
Yes. KBLI 66144 (Aktivitas Jasa Pengolahan Uang Rupiah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)
What license is required for KBLI 66144?
KBLI 66144 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 66144?
KBLI 66144 is the Indonesian business classification code for "Aktivitas Jasa Pengolahan Uang Rupiah" (Rupiah Cash Processing Services). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 66144 change from KBLI 2020 to 2025?
KBLI 66144 was mapped from previous code 66144 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66149Section K

Non-Financial-Market Rupiah Transaction Services

Penyelenggaraan Transaksi Keuangan dan Pengelolaan Uang Rupiah Lainnya Selain Pasar Keuangan

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali
66143Section K

Payment System Support Services

Penyelenggaraan Penunjang Sistem Pembayaran

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66151Section K★

Investment Advisory

Aktivitas Advisori Investasi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66142Section K

Payment System Infrastructure Operator

Penyelenggaraan Infrastruktur Sistem Pembayaran

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66152Section K

Commodity Futures Trading Advisory

Aktivitas Advisori Perdagangan Berjangka Komoditas

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66141Section K

Payment Services Provider

Penyediaan Jasa Pembayaran

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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