Non-Financial-Market Rupiah Transaction Services
Penyelenggaraan Transaksi Keuangan dan Pengelolaan Uang Rupiah Lainnya Selain Pasar Keuangan
🏦 Section K — Financial & Insurance Activities
In Bali: a PT PMA cannot register this code
National procedure — does not apply to a PT PMA in Bali
In Bali this activity is blocked for a PT PMA under the 13 May 2026 moratorium. The national procedure below applies only to non-PMA operators.
Financial Transaction Clearing: Open Nationally, Closed to PMA in Bali
This activity covers financial transaction clearing and settlement outside payment systems and fund transfers—open nationally to full foreign ownership, but blocked for PMA registration at a Bali address.
Nationally the activity permits 100% foreign ownership; in Bali, the PMA registration route is unavailable.
Direct 1:1 match from KBLI 2020 — code and scope unchanged.
What You Need
Who This Is For
Foreign entrepreneurs building financial clearing or settlement infrastructure who can operate elsewhere in Indonesia while Bali remains under moratorium.
Regulatory Divergence
The licensing previously shown for 66149 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.
Correction note — verbatim, with source locators
KBLI 2025 code 66149 'Penyelenggaraan Transaksi Keuangan dan Pengelolaan Uang Rupiah Lainnya selain Pasar Keuangan' (other financial-transaction execution and rupiah money management not elsewhere classified, besides financial-market transactions, e.g. clearing/settlement of financial transactions outside the payment-system/fund-transfer domain) carries a served per_skala row verified this session, by direct read of the canonical payload, to be the SAME cooperative-rating licensing regime documented above for the other codes in this lot's payload_cross_contamination class (byte-identical kewajiban block) — topically unconnected to non-market financial-transaction execution. canonical status_mapping='MATCH_LANGSUNG', pp28_sources=['66149'] — crosswalk metadata NOT disputed by this cure; the defect is confined to the served payload. Per the detach-all rule (same convention as Lot 1/2/3), the entire per_skala array is detached. Seat-agreement note (Lot 4 gate report §3): this is the ONE true D1-clean-vs-D5-problem divergence case in this lot (of the 10 divergent codes, 9 disagree on mapping_type/licensing shape while both flag a problem; only 66149 has D1 reporting clean against D5 flagging a problem) — quarantined by the plan §3 preregistered divergence rule, same rule that flipped Lot 1's 19206, Lot 2's 52299, and Lot 3's 60311/64110/64330. per_skala detached; the licensing regime for this activity is not retrievable from the pinned sources as hunted. Lot 4 conductor gate (second signing), run wf_66ea406e-b0d, 2026-07-19.
The detached licensing rows (source unverified for this activity)1 row
These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence LOW.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a non-financial-market rupiah transaction services business in Indonesia?
What license is required for KBLI 66149?
What is KBLI 66149?
How did KBLI 66149 change from KBLI 2020 to 2025?
Related Codes
Investment Advisory
Aktivitas Advisori Investasi
Rupiah Cash Processing Services
Aktivitas Jasa Pengolahan Uang Rupiah
Commodity Futures Trading Advisory
Aktivitas Advisori Perdagangan Berjangka Komoditas
Payment System Support Services
Penyelenggaraan Penunjang Sistem Pembayaran
Sharia Capital Market Advisory
Aktivitas Advisori Syariah Pasar Modal
Payment System Infrastructure Operator
Penyelenggaraan Infrastruktur Sistem Pembayaran
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