Surety Agency
Aktivitas Agen Penjaminan
🏦 Section K — Financial & Insurance Activities
In Bali: a PT PMA cannot register this code
National procedure — does not apply to a PT PMA in Bali
In Bali this activity is blocked for a PT PMA under the 13 May 2026 moratorium. The national procedure below applies only to non-PMA operators.
Guarantee Agency Activity: Nationally Open, Blocked for PMA in Bali
An agency role marketing guarantee-business activity is nationally open to full foreign ownership, yet PMA registration at a Bali address is blocked by the island-wide moratorium.
A national ceiling of 100% does not create a route to a Bali address when the PMA moratorium controls the outcome.
Direct 1:1 match from KBLI 2020 — code and scope unchanged.
What You Need
Who This Is For
This suits foreign entrepreneurs looking to build a guarantee marketing agency or distribution network for established guarantee firms, especially those already active in markets where guarantee bonds are common.
Regulatory Divergence
The licensing previously shown for 66224 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.
Correction note — verbatim, with source locators
KBLI 2025 code 66224 'Aktivitas Agen Penjaminan' (guarantee/surety agency activity) carries canonical status_mapping='MATCH_LANGSUNG', kbli_2020_source=None, pp28_sources=['66224'] (self-referencing). Like 66211 and 70100, this is one of the THREE true D1-clean-vs-D5-problem seat-agreement divergences (report §3, Adjudications item 1) — the crosswalk identity read is genuinely clean (same-number 1:1), so the defect is purely payload-level. Verified this session, by direct read (json-dump byte-comparison) of the canonical payload: the served per_skala row is IDENTICAL to the cooperative-rating licensing block documented for 66192/66197/66211/66292/66299/66309 in this same lot (root-traced, report §6, to PP28's own 2020-vintage 66292 row, true 2025 home 66198) — topically unconnected to guarantee/surety agency activity. Per the detach-all rule, the entire per_skala array is detached; crosswalk metadata is left UNCHANGED (nothing to correct). per_skala detached; the licensing regime for guarantee/surety agency activity is not retrievable from the pinned sources as hunted. Lot 5 conductor gate (SIGNED), run wf_0f7438f4-a41, 2026-07-19.
The detached licensing rows (source unverified for this activity)1 row
These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.
Sources & Verification
Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.
Title and scope as defined by the KBLI-2025 classification.
locator: OSS_RBA_2025_id_version_fff4053d
The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.
The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.
Conservative posture derived from the risk tier · confidence LOW.
Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.
Can foreigners operate a surety agency business in Indonesia?
What license is required for KBLI 66224?
What is KBLI 66224?
How did KBLI 66224 change from KBLI 2020 to 2025?
Related Codes
Surety Brokerage
Aktivitas Broker Penjaminan
Reinsurance Brokerage
Aktivitas Pialang Reasuransi
Retrocession Brokerage
Aktivitas Broker Penjaminan Ulang
Insurance Brokerage
Aktivitas Pialang Asuransi
Actuarial Advisory
Aktivitas Advisori Aktuaria
Insurance Agency
Aktivitas Agen Asuransi
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