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KBLI Navigator/Section K/66225
KBLI 66225

Surety Brokerage

Aktivitas Broker Penjaminan

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect Match🏝️✅Registrable in Bali· medium conf.✓OSS-verified · KBLI 2025

KBLI 66225: Acting for the Guaranteed Party

This activity covers advisory and brokerage services for guarantees, including claim settlement handled on behalf of the guaranteed party.

By the numbers
National PMA status
TERBUKA
Foreign ownership ceiling
100%
Open scales
Mikro, Kecil, Menengah, Besar
Bali status
Registrable in Bali
Bali does not bar this activity under its PMA moratorium because its Besar-scale OSS risk position sits above the blocked categories.
What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this is 100% open to foreign ownership, but in Bali it's currently blocked for PMA companies. In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign insurance intermediaries or finance professionals looking to connect Indonesian businesses with surety and guarantee solutions.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 66225
BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 66225

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
OSS RBA risk scope (ruang lingkup)VerifiedKBLI 2025

Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.

locator: OSS_RBA_resiko_2025

Foreign ownership (PMA)
Perpres 10/2021, 49/2021Audit pendingKBLI 2020

The investment-list annexes predate KBLI 2025; the per-code crosswalk audit of this layer is in progress. The value shown is the annex text, disclosed with its vintage.

Bali status
Bali province blocks ALL Low + Medium-Low risk KBLI for PMA (island-wide, permanent) (effective 2026-05-13)Audit pending2026 overlay

Conservative posture derived from the risk tier · confidence MEDIUM.

Dataset last updated 2026-07-26 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a surety brokerage business in Indonesia?
Yes. KBLI 66225 (Aktivitas Broker Penjaminan) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required. (Source: Perpres 10/2021 as amended by Perpres 49/2021 — the investment-list annexes predate KBLI 2025; per-code crosswalk audit in progress.)
What license is required for KBLI 66225?
KBLI 66225 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 66225?
KBLI 66225 is the Indonesian business classification code for "Aktivitas Broker Penjaminan" (Surety Brokerage). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 66225 change from KBLI 2020 to 2025?
KBLI 66225 was mapped from previous code 66225 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66226Section K

Retrocession Brokerage

Aktivitas Broker Penjaminan Ulang

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🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
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🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali
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Actuarial Advisory

Aktivitas Advisori Aktuaria

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🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
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Reinsurance Brokerage

Aktivitas Pialang Reasuransi

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🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66292Section K

Insurance & Pension Fund Supervision

Aktivitas Pengawasan Jasa Keuangan Asuransi dan Dana Pensiun

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in Bali
66222Section K

Insurance Brokerage

Aktivitas Pialang Asuransi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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